michael hainge (3).png


Founder and CEO


Ethical Debt Consultant


Sheila  is a qualified accountant in the public sector and has worked at senior levels in local  and central government in finance, corporate services and  in chief executive roles in a number of local authorities. 

More recently she has been UK Debt Advice Director at the Money Advice Service for two years where she oversaw a radical review of the funding and approach to commissioning of debt advice services seeking to bring consistency in quality and a focus on outcomes for those who receive advice. She has a passion for good governance  and in ensuring  better social, economic, health and financial outcomes  for communities and individuals.  .

Sheila Wheeler.jpg
IE headshot.jpg


Commercial Director

Ian has an outstanding record of achievements in both the public and private sectors over the past 20 years, holding senior NHS, Local Authority and FTSE Plc finance and commercial roles.


Working with Ethical Commercial Services, Ian brings enormous skill and experience to fulfil even the most demanding and complex client requirements.


His experience covers Joint Ventures,Public to Public arrangements, transitions into/ out of outsourced arrangements, infrastructure and ICT projects, dispute management, commercial and financial modelling